The list of bad actors on Wall Street who caused the 2008 market crash and then made a profit is revealed in The Big Short by Michael Lewis. The tragedy is how few went to jail. The book is a testament to financial reform at a time when nobody is demanding reform. Lewis uses characters to explain obscure terms, such as Credit Default Swaps and Subprime mortgage bonds, which were festering in the market while rating companies gave triple-A ratings to mortgage bonds and other instruments that were headed for financial failure. As an investor myself, it is hard to understand how otherwise intelligent people were so blind to what they were doing.